September 16, 2019

Step by Step Process to Lower your Interest Rates

Interest rate is defined as the proportion of a loan that is charged as interest to the borrower, typically expressed as an annual percentage of the loan outstanding. […]
April 4, 2019

Balance Transfer – Pros, Cons and Recommended Terms

If you are an ordinary citizen, we are confident that you receive at least 2 letters per week offering you a 0% balance transfer for a […]
April 12, 2018
finance mistake

7 Financial Mistakes that is Hurting you Big Time – #3 is the Most Common

Let's get this straight - We all make mistakes and that is human. However, what differentiates a successful person from others, is their ability to learn from mistakes and avoid them in the future.
April 4, 2018
Unavoidable trait

Accountability, The Unavoidable Trait for Personal Financial Success

Michelle came to us one day and she was well over her budget for the month. As usual eating out was her bank breaker.
February 8, 2018
Student loans

Saving for College, What Are Your Options

Student debt has reached an astounding 1.3T, and many young graduates are struggling to make a living as a result.
October 5, 2017
budget

Family Budgeting Software Comparison

Family Budget - How we hate that word! The initial thought that comes to us is one of RESTRICTION.
August 24, 2017
Mayanah Financial Coach and Advisor

Financial Coach, Who are they and how do they help?

Financial Coaches are individuals who work with clients to change behavior with respect to money. Coaches are not counselors.
August 3, 2017
Credit Report

Six Steps to Avoid Credit Report Errors

A credit report is a detailed report of a person's credit history. There are three credit bureaus in United States - namely Experian, Equifax and Transunion.
July 20, 2017
Insurance

12 Steps in Buying Auto Insurance

The purpose of buying insurance is to transfer the risk from us (the consumer) to the insuring agency. In case of auto insurance, it is quite […]
July 6, 2017
car insurance

Basics of Buying Auto Insurance

Recently we were with a client who was unhappy about the prohibitive cost of auto insurance. 87.4% of US drivers have auto insurance,and most of them share the same sentiments.