Identity Theft, what you need to know.
So, what is identity theft?
Here are some of the common identity theft situations. You can learn more HERE
Here are some of the ways you can be proactive in preventing identity theft:
1) Review Credit Reports:
There are 3 credit report agencies in US – Experian, Transunion and Equifax. You need to review all three credit reports annually to make sure that there are no falsified information under your name and social security number. There are several companies offering you the service. But, atMayanah
, we recommend to get the reports FREE
through Federal Trade Commission
2) Report Fraudulent Activities:
If you become a victim of identity theft, the next step is to immediately report it
and start the recovery plan. Please note that it takes an average of 200 hours and six months
to recover from identity theft..
3) Prevent Identity Theft:
In conclusion, the best scenario is to prevent identity theft before it happens. This will save a lot of time and heart-ache for you and your family. There are several agencies such as Credit Karma
that provide Credit Monitoring Services. However, at Mayanah
, we recommend you availing Credit Monitoring and Restoration Services. Based on our experience, we highly recommend Zanders Insurance
because of their low fees and 100% recovery success rate.
If you would like to learn more about preventing online identity theft, please visit PixelPrivacy.com
However, if your identity is stolen, you are the only one responsible to fix it without a restoration service. Please feel free to contact us
for more information or if you need help in reducing your debt and building your wealth.