Mayanah Financial Coaching exists to empower its clients with knowledge and ensure that they are successful. Visit us to find answers to frequently asked questions (FAQ). If you have more our Coaches and Advisers will be glad to answer them. All you need to do is to give us a call !.

Q: What is the relationship between Mayanah Financial Coaching and Dave Ramsey?
A: Mayanah Financial Coaching is an independent entity existing to educate, empower and encourage our clients to attain financial freedom. We are trained by Dave Ramsey's organization - Ramsey Solutions and are listed as the preferred financial coaching entity based on their belief systems, experience and core values.
Q: Don't all Dave Ramsey Financial Coaches offer the same services?
A: All coaches trained by Dave Ramsey should ascribe to the same set of guiding principles which are consistent with Dave Ramsey's teachings. However, coaching is very personal and value addition is based on coaches' personal and professional experience. Personally, all Mayanah coaches have undergone Dave Ramsey's training and have paid off debt in the past. The coaches lead a debt-free life, invest per Dave's teaching and is on plan to leave a legacy for generations. All coaches have experience helping hundreds of families like YOU in diverse scenarios. Professionally, our coaches have Fortune 10 experience managing over $16 million annually and have graduate degrees from reputed universities.
Q: What makes Mayanah Financial Coaching different from other financial coaches, advisers, debt solution agencies and bankruptcy advisers?
A: Mayanah Financial Coaches believe that all things related to money is 80% behavior and 20% knowledge. We do not take shortcuts, which are known to fail from past experience. Some of the other differences are:
  • We charge a flat rate and do not discriminate based on income levels.
  • We provide monthly accountability.
  • We offer 100% money-back guarantee if you are not happy with our services after the first month.
  • We work for and with you to attain financial independence.
  • We provide state of art tools to assess and track your financial health.
Q: I owe a lot of money. Should I file for bankruptcy?
A: Bankruptcy should be the LAST option. We will objectively review your situation and coach accordingly. 99% of our clients who thought they need to file for bankruptcy ended up not filing for one. Please note that the bankruptcy option is expensive and does not erase every type of debt. It is a life altering event and will follow you for the rest of your life. Most of the time, the bankruptcy option is oversold by attorneys.
Q: Do you sell stocks, insurance, investments, tax preparation and accounting services?
A: Mayanah Financial Coaching does not sell any financial products. However, our managing partners are part of other financial companies that sell products and will be able to recommend products to you that suit your goals and objectives. It is upon the client’s discretion to avail of those products/services.
Q: What are your rates? Do I have to commit long term? Can I cancel the program whenever I want to?
A: We have multiple packages and the rates vary depending on the one chosen. We assess your situation and provide you the options. It is YOU who picks the package.
    No, you do not have to sign a long term contract. You can sign up for a single session or for years of coaching. You are spoiled for choice.
    Yes, you can cancel the coaching anytime you want with no penalty.
Q: I am in debt. What if I cannot pay for financial coaching?
A: Please consider financial coaching as an investment that pays for itself in the long term.. We will help you to identify leakage areas in your cash flow cycle and plug the leak. It's our experience that 90% of people recoup the money within the first month and 100% of people recoup within first two months of coaching.
Q: Creditors are calling us all the time as we are behind in paying our bills. Will Mayanah coaches talk to them?
A: We do not talk to any of your creditors. We will provide tools and documents to prepare you to talk to your creditors. Our job is to empower and educate you.
Q: What if I am not successful after financial coaching? Will you refund coaching charges?
A: A Financial Coach is a lot like your Physical Fitness Coach. They guide you with sound counsel regarding exercise and nutrition. But, it's up to you to follow that counsel.
    Similarly, as a financial coach, we can provide all the guidance and tools for you to be successful. But, it is up to you to follow the steps to be successful. Since we offer our time, financial coaching charges are non-refundable.
Q: Where do we meet for coaching?
A: We offer a professional and confidential office environment for our clients. Our preference is to meet at our office. However, we realize that it is not possible always. So, very rarely, we meet at a mutually agreeable place.
Q: Do you offer online coaching?
A: Yes. Though we prefer to meet face to face, we offer online coaching. We use Webex as our online collaborative system.
Q: My spouse is reluctant to meet with a financial coach. Can I attend coaching alone?
A: For any financial success, we believe that spouses need to plan and work together. Please contact us and we will guide you appropriately.
Q: How do I start my coaching?
A: Send us an email at or give us a call at (281)435-1888. We will send you the initial paperwork for you to fill in.
Q: I have more questions. Whom should I contact?
A: Send us an email at or give us a call at (281)435-1888. We will be glad to answer all your questions.

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