Interest rate is defined as the proportion of a loan that is charged as interest to the borrower, typically expressed as an annual percentage of the loan outstanding. Sometimes interest rates are so high that the amount you pay mostly covers the interest payments. Please know that you can work with your creditors and reduce their rates. […]
If you are an ordinary citizen, we are confident that you receive at least 2 letters per week offering you a 0% balance transfer for a certain number of months. We all wonder whether it would be a good choice or if there would be a catch somewhere. Well, it can be good and bad […]
Financial Coaches are individuals who work with clients to change behavior with respect to money. Coaches are not counselors.